{"id":7110,"date":"2025-06-04T18:07:01","date_gmt":"2025-06-04T18:07:01","guid":{"rendered":"https:\/\/www.ihtwealthmanagement.com\/?post_type=advisor&#038;p=7110"},"modified":"2025-06-26T18:44:05","modified_gmt":"2025-06-26T18:44:05","slug":"marsha-a-franzel","status":"publish","type":"advisor","link":"https:\/\/www.ihtwealthmanagement.com\/advisor\/marsha-a-franzel\/","title":{"rendered":"Marsha A. Franzel"},"content":{"rendered":"<p>Ryan Wittig provides the highly individualized client service; and focuses on offering financial solutions that address risk tolerance, time horizon, liquidity needs, and overall investment goals for individuals and their families. He is committed to developing a clear, actionable plan for ensuring that all assets are working toward helping clients achieve what matters most.<\/p>\n<p>Ryan advises clients on wealth accumulation and preservation through the creation of individually customized wealth management strategies. This process includes portfolio analysis, retirement planning, tax-efficiency and hedging strategies, and asset protection\u00e2\u20ac\u201dwith a specific emphasis on helping to pursue a lifetime income stream during retirement.<\/p>\n<p>Ryan began his career in 1999 at Prudential Financial. He joined Merrill Lynch Wealth Management in 2002, before joining IHT Wealth Management as senior vice president.<\/p>\n<p>Ryan is a CERTIFIED FINANCIAL PLANNER\u2122, which is a designation awarded by the Certified Financial Planning Board of Standards, Inc. He graduated from Illinois Wesleyan University with a degree in finance in 1999, and currently resides in Chicago.<\/p>\n<p>Certified Financial Planner Board of Standards Inc. owns the certification marks CFP\u00c2\u00ae, Certified Financial Planner\u2122 and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board\u00e2\u20ac\u2122s initial and ongoing certification requirements.<\/p>\n<p>Check the background of investment professionals associated with this site on FINRA\u00e2\u20ac\u2122s\u00c2 <a href=\"http:\/\/brokercheck.finra.org\/\">BrokerCheck<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ryan Wittig provides the highly individualized client service; and focuses on offering financial solutions that address risk tolerance, time horizon, liquidity needs, and overall investment goals for individuals and their families. He is committed to developing a clear, actionable plan for ensuring that all assets are working toward helping clients achieve what matters most. Ryan [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7131,"parent":0,"template":"","meta":{"_acf_changed":false},"office_category":[707],"state_category":[490],"type_category":[64],"class_list":["post-7110","advisor","type-advisor","status-publish","has-post-thumbnail","hentry","office_category-ringenberg-financial-group","state_category-wisconsin","type_category-advisors"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Marsha A. 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